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Health insurance is a contract between a company and an individual that covers medical expenses or reimburses you for medical bills. In return for covering the medical costs, the individual has to pay a certain amount, called a premium. The individual pays the premium in monthly installments. Health insurance can be beneficial in any medical emergencies or accidents. Numerous health insurance solutions and plans are available in the market, allowing you to select the one that best suits your needs. Individual Health Insurance Plan This type of insurance plan provides individual coverage. A personal health insurance plan entitles them to reimbursement for their medical expenses. You may claim the total amount of money insured, and each beneficiary has an individual sum insured. The premium amount is determined by age, past medical records, and any pre-existing illnesses. This covers all hospitalisation, surgery, and pre- and post-OP medication expenditures, with the eligibility crit...